Study: D-Insurance would save drivers up to $2300 - Detroit Free Press

Duggan's proposal – working its way now through the state Legislature – would allow Detroit drivers to opt out of the state's now-mandatory unlimited personal injury health care policies paid by auto insurers under the state's no-fault auto... D-Insurance would cap total health care benefits at $275,000, with any additional costs picked up by medical insurance policies ranging from Noting that half of the drivers of the 322,000 vehicles registered in Detroit are estimated to be driving... Detroit drivers have roughly the same crash rates as suburban drivers, but the study by Pinnacle confirms that Detroiters file medical claims at twice the rates as suburban drivers, and the medical claims Detroit drivers file cost close to double... That includes intensive rehabilitation therapy for people with spine and closed-head brain injuries and even pay for family members to stay home and provide care to loved ones with severe injuries – benefits not provided by health insurers. "Limiting medical care coverage is not an acceptable way to address the high cost of no-fault insurance, particularly in Detroit. Source: www.freep.com