Ford F-250 is the new favorite for thieves - USA TODAY
Ford F-250 is the new favorite for thieves The boom in big pickups is taking place among thieves as well as ordinary buyers. Full-size trucks, lead by Ford's F-250, have the highest insurance claim frequency, the Highway Loss Data Institute reports. Full-size trucks have the highest insurance claim frequency of any group of vehicles, the insurance industry Highway Loss Data Institute reports. Thieves' favorite: Ford F-250 Super Duty crew-cab with four-wheel drive (4x4). It's a heavy-duty model used more often by tradespeople and owners doing serious towing or hauling than the gentrified truckers who buy many of the standard-duty pickups. While the average claim frequency for all vehicles under the HLDI formula is 1. 2 claims per 1,000 insured vehicle years, the F-250 has a claim frequency of 7. That formula is used to account for the fact that there are lots more of some vehicles... An insured vehicle year is one vehicle insured for a year, or two vehicles each for six months, or any similar combination. Despite the F-250's dubious crown, General Motors full-size trucks and SUVs own most of the list of highest claim frequency -- taking eight of the top 10 spots. HLDI data don't distinguish between thefts of entire vehicles and thefts from those vehicles, but the data do provide the average amount paid out per claim. Source: www.usatoday.com
